This bid is for employee medical stop loss insurance for a self-funded health plan based at 1056 Elbel Road, Schertz, TX 78154.
Due
November 13, 2026
5 days left
Location
Schertz, TX
Texas
Posted on
Bonfire
Notice ID
27-002V
Please quote employee medical stop loss insurance for a self-funded health plan based at 1056 Elbel Road, Schertz, TX 78154.
Insurance: Medical and prescription coverage for individual and total plan claims on a 24/12 basis; individual deductibles of $200,000, $250,000, and $300,000; 120% aggregate corridor; annual aggregate maximum options of $1,000,000 and unlimited.
Term: January 1–December 31, 2027, with one optional one-year renewal.
Enrollment: 1,185 employees and 1,902 total covered members in September 2026; retirees excluded.
Administration: Sage TPA administers the plan; EHN/ClaimsBridge targets 150% of Medicare reimbursement, and HealthSmart professional providers receive 200% of Medicare on a cash-pay basis.
Prescriptions: Rx Valet handles international sourcing and prescription cost containment.
Policy terms: No dollar limit on prior-period claims; include 12 months of coverage for claims paid after the coverage period; waive active-work requirements and late-enrollment penalties; no new member-specific restrictions at renewal.
Please confirm availability and send your quote by November 13, 2026.
The original documents
Deadline: November 13, 2026
See the original on scucisd.bonfirehub.com
Bidding it yourself? Get the full package and submit on Bonfire before November 13, 2026.
What they need
Coverage termJanuary 1–December 31, 2027, with one optional one-year renewal.
Coverage optionsSpecific and aggregate medical/Rx coverage on a 24/12 basis; specific deductibles of $200,000, $250,000, and $300,000; 120% aggregate corridor; annual aggregate maximum options of $1,000,000 and unlimited.
Plan sizeSeptember 2026 enrollment of 1,185 employees and 1,902 total covered members; retirees excluded.
AdministrationSage TPA; EHN/ClaimsBridge at a 150% Medicare reimbursement target and HealthSmart professional providers at 200% of Medicare on a cash-pay basis; Rx Valet for international sourcing and prescription cost containment.
Policy termsNo run-in dollar limit; include 12 months of run-out coverage; waive actively-at-work provisions and late entrant penalties; no new lasers at renewal.
PricingInclude composite rates across both medical plans and itemize specific/aggregate advance funding and plan mirroring options. Quote net of broker commissions, with standard general agent compensation for XL Benefits.
XL Eagle